Friday, March 29, 2024

Advanced Biometric Payment Card Solution Soon To Be Developed

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  • The team-up between STMicroelectronics and Fingerprints is soon to develop and launch an enhanced and secure biometric card for banking transactions
  • It will combine ST’s STPay secure-payment technology with Fingerprints’ biometric technology

STMicroelectronics has collaborated with Fingerprint Cards AB (Fingerprints), a biometrics company to develop an advanced Biometric System-on-Card (BSoC) solution based on fingerprint-recognition technology for addressing the market demand to enhance contactless payment-card security and provide convenient transaction.

The BSoC integration combines ST’s secure-payment technology based on the ST31/STPay chipset and STM32 general-purpose microcontrollers with Fingerprints’ next-generation T-shape sensor module to provide a battery-less secure solution for the banking market.

Running on ST’s flexible Java Card™ / Global Platform® Operating Systems (OS), the STPay secure-payment products ensure support for multiple international and regional payment schemes, with proven security features built-in. STPay solutions benefit from EMVCo and CC EAL 6+ hardware certifications, software certifications up to OS and application level, and ST’s secure pre-personalization services that create an inherently trusted supply chain.

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“Cost-effective and user-friendly biometric authentication will significantly increase the security level and user convenience of banking transactions. It may let banks raise or remove the maximum allowable transaction value for contactless payments,” said Laurent Degauque, Marketing Director, Secure Microcontrollers, STMicroelectronics. Fingerprint Cards brings valuable and market-proven expertise in solutions for battery-less and space-constrained devices. Their products combining powerful processing and low energy consumption are ideal companions to our STPay solutions for payment cards.”

Michel Roig, SVP for Payments and Access BL at Fingerprint Cards, added, “This is a powerful collaboration to create innovative and optimised solutions that not only make it easier for card makers to integrate biometrics in their portfolio, but also bring the total cost down. In the end, strengthening the security for contactless payments will offer consumers a worry-less payment experience.”

The collaboration intends to further extend to other markets such as identification, health, access and transportation cards.


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